The Best Way to Receive Payments as a Photographer

The Best Way to Receive Payments as a Photographer

As a photographer, your focus should be on working on your craft not on worrying about how you'll get paid. In this guide, we'll explore the best payment method that balances ease, speed, and security, helping you streamline your financial transactions so you can devote more time to what you love.

Traditional Payment Methods

The landscape of payment options for photographers has dramatically shifted from the traditional reliance on cash and bank transfers to a diverse array of digital methods. Each of these methods offers unique benefits, but also comes with its own challenges. While cash provides instant payment, it carries security risks. Bank transfers are secure but often slow, whereas online platforms offer simplicity and speed but incur processing fees. This complexity requires photographers to carefully consider which payment methods best suit their needs and improve their business operations.

The Importance of Clear Payment Terms

Before diving into the best payment option available, it’s essential to highlight the importance of setting clear payment terms with your clients right from the start. This step is crucial for preventing misunderstandings, setting mutual expectations, and ensuring smooth financial transactions. By defining how and when payments should be made, you create a reliable framework that supports both your business operations and your client interactions.

Photographers should consider including the following in their payment terms:

  • Deposit requirements
  • Payment schedules (e.g., 50% upfront, 50% upon delivery)
  • Accepted payment methods
  • Late payment policies
  • Refund and cancellation terms
The Smiler Photographer Suite
Designed for photographers. Streamline your bookings, payments, photo delivery and review collection in one easy-to-use platform.

Smiler's Flexible Payment Solutions

At Smiler, we recognise that every photography business is unique, especially for those who work with international travellers and handle diverse currencies. This is why we provide flexible payment solutions to accommodate various operational scales and preferences.

Our platform supports an array of modern digital payment methods, ensuring that no matter where your clients come from or what currency they use, transactions are smooth and secure.

Payment links are a simple yet powerful tool used to facilitate online payments. Essentially, they are unique URLs that a business or individual can generate and send to clients or customers. When the recipient clicks on this link, they're taken to a secure payment page where they can complete their transaction using a variety of payment methods.

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Check out our quick video to see just how easy it is to use Smiler's payment links!

🔐 Smiler ensures that all payment processing is conducted securely, safeguarding your clients' personal information along with your hard-earned revenue

💸 When setting up a booking, you can generate payment links for upfront payments, deposits, or payments upon delivery. This adaptability allows you to customise your payment structure to meet the specific needs of each client or service, providing clarity and convenience for both parties.

🔗 You can also create custom payment links for any amount at any time, which is ideal for charging for additional services, rush fees, or upselling additional photos post-shoot.

💱 With support for over 10 payment methods and acceptance of more than 40 currencies, Smiler payment links are perfect for international transactions, allowing you to cater to a global clientele without concerns about currency conversion.

🏦 When a client completes a payment using a link, the funds are automatically sent to your bank account based on your saved payout details. You can get a comprehensive view to track all past and upcoming payments from your dashboard, keeping you organised and informed about your business's financial health!

Create Your Free Account

To make the most of Smiler's payment processing system, start by creating a free account. Once your account is active, complete your profile by adding your business details.

When you input your bank's payout information into Smiler, you establish a direct route for your earnings to be deposited into your account efficiently and securely.

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Smiler will never have the capability to withdraw funds from your account; your payout details are strictly used to facilitate the deposit of the money you've earned!

Once you configure your account, it allows clients to pay you instantly upon booking a service from your Storefront, eliminating the need for payment follow-ups or concerns about delayed transfers.

Here’s how to add your payout details:

  • Log In: Access your Smiler Photographer Suite account.
  • Navigate: Go to the “Payouts” tab on your dashboard.
  • Add Details: Click on ‘Add Payout Details’ to start the setup.
  • Enter Information: Provide your bank details, including your account number and routing number, in the required fields. Your information is secure with us and will only be used to deposit your earnings.
  • Save: After filling in all details, click ‘Save’ to finalise your payout setup.

Creating payment links is incredibly straightforward. Here's how to utilize Smiler to handle your payments smoothly:

  1. Create Payment Links:
    • Within any booking, simply click on the “Payment” button to generate a new payment link.
    • Copy this link and share it directly with your clients through email, SMS, or another preferred messaging platform.
    • Your clients can use the link to make payments using a variety of methods, ensuring convenience and security.
  2. Track Payments:
    • Keep an eye on all payment statuses in the "Bookings" section of your dashboard. This comprehensive view allows you to see at a glance who has paid and who hasn't, ensuring you never miss a payment.
    • You can manage and update payment records whenever necessary. Additionally, Smiler enables you to send reminders for outstanding payments, helping maintain your cash flow.

Unlike generic payment processors, Smiler is designed specifically for photographers, ensuring that its features are finely tuned to meet their distinctive needs. Compared to traditional methods or standalone payment processors, Smiler offers:

  • Seamless integration with booking and gallery services
  • Photography-specific features like watermarking and image delivery
  • Customisable payment terms that align with industry standards
  • Comprehensive dashboard that helps photographers understand their business' finance
  • Automated client communications
  • A user-friendly interface that doesn't require technical expertise to navigate

Smiler's payment links offer a convenient and efficient solution for managing transactions, and the best part is that they are free to create and use. However, to provide seamless service and secure processing, there is a small transaction fee of 4% on each payment received through these links.

This fee helps maintain the high standards of service and security you expect, ensuring that your transactions are not only convenient but also safe and reliable.

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Download your FREE eBook to give your photography business a boost through better pricing and tactical upselling.

Download your free eBook to learn more about pricing and upselling strategies.


Thank you for exploring how Smiler can transform the way you manage payments within your photography business. By leveraging our custom payment links, you can enjoy the simplicity of streamlined transactions combined with the security and flexibility needed to support your unique business needs.

Sign up for your free account today and discover the array of outstanding features at your fingertips! With Smiler, you can do more than just simplifying payments—with tools designed to boost your efficiency and expand your capabilities you can unlock the full potential of your business. Click here to get started: https://smiler.co/join/

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